Peter F. Gaertner, CFP^®

RICP, CDFA

Investment Advisor

Roffman Miller & Associates

1835 Market Street, Suite 500
Philadelphia, PA 19103

FINANCIAL ADVISOR'S WEBSITE

www.roffmanmiller.com

(215) 981-1030 CONNECT WITH Peter

Compensation

COMPENSATION METHODS

Fee Only

COMPENSATION CONSIDERATIONS

Minimums

HOUSEHOLD INCOME MINIMUM

No Minimum

Investable Asset Minimum

$2,000,000

General

Peter Gaertner is a CERTIFIED FINANCIAL PLANNER® professional and member of the Financial Planning Association, serving clients at Roffman Miller & Associates in Philadelphia, PA and the surrounding communities.

Financial Advisor Overview

My practice is dedicated to helping women and retirees gain clarity and confidence around their financial lives. I work closely with clients to understand their unique goals, concerns, and life transitions—whether that means planning for retirement income, navigating the loss of a spouse, or ensuring long-term financial independence. A core focus of my approach is proactive tax planning integrated directly into investment decisions. Rather than treating taxes as an afterthought, I help clients evaluate how portfolio structure, asset location, withdrawal strategies, and timing decisions can improve after-tax outcomes and support sustainable wealth over time. Drawing on my experience as an investment manager, I provide disciplined portfolio management combined with thoughtful planning strategies designed to reduce uncertainty and support informed decision-making. My goal is to serve as a long-term partner—helping clients simplify complex financial choices, protect what they’ve worked hard to build, and move forward with confidence.

Financial Advisor Experience

Peter joined Roffman Miller & Associates in 2024 as an Investment Advisor. Previously, he spent ten years at an independent investment firm as a Senior Financial Advisor focusing on creating effective family wealth strategies around life transitions. Peter, a native of Berlin, Germany, is a CERTIFIED FINANCIAL PLANNER™ practitioner, Certified Divorce Financial Analyst®. Retirement Income Certified professional® and Enrolled Agent (EA). He has previously won the Five Star Wealth Manager award that highlights and selects advisors who show a commitment to clients, demonstrate strong industry credentials and are evaluated on the quality of their current practice. In 2020, he was listed in Fortune magazine as one of 40 under 40 Five Star Wealth Managers and the Financial Planning Association selected Peter in 2019 for a marketing campaign called: "The Year of Me". He is a member of the Financial Planning Association (Philadelphia Chapter). Peter has instructed at Delaware State University as an adjunct professor for the financial planning minor, teaching estate planning and retirement planning courses. He also taught Modern Retirement Planning courses online and in person, and, has been volunteering his time to teach courses around retirement planning at Delaware Public libraries. He earned an MBA and a Bachelor of Science in Finance and Banking from Delaware State University, where he also served as the Football team’s place kicker during his studies. One of his proudest accomplishments there was a nomination for the Campbell Trophy for which he was a semifinalist. Also called the Academic Heisman Trophy, he is invited each year for a leadership summit at Stanford University to grow as a leader and person. He currently resides in North Wilmington with his wife Erin and their young children Ben, Cole and Sarah. During his free time, he enjoys coaching and mentoring his kids’ sports and Robotics teams and when time allows play golf, tennis or go skiing.

Financial Advisor Certifications

Securities Registrations or Exam Qualifications

Designations & Certifications

CERTIFIED FINANCIAL PLANNER^®
Other - EA

Broker-Dealer Affiliation

None/NA

FINRA BrokerCheck

Financial Advisor's Specialties

Comprehensive Financial Planning, 401(k)/403(b)/IRAs, Asset Allocation, Career Change, Estate Planning, Investment Management, Getting Divorced, Life Planning, Retirement, Stocks & Bonds, Sudden Wealth, Personal Taxes, Women's Finances